DSCR Loan

DSCR Loan

Get a FREE quote on a DSCR Loan & save thousands of dollars per year.

DSCR LOAN QUALIFIER

THE LOWDOWN ON DSCR LOANS...

THE LOWDOWN ON DSCR LOANS...

Our DSCR Loan Programs Are Built for Real Estate Investors

A Debt Service Coverage Ratio (DSCR) loan is designed specifically for real estate investors. Instead of qualifying based on personal income, tax returns, or employment history, qualification is based primarily on the property’s rental income.

Whether you’re purchasing a new investment property, refinancing an existing rental, or accessing equity through a cash-out refinance, a DSCR loan may provide a flexible financing solution.

We’re here to make the investor financing process simple, fast, and straightforward.

The DSCR Loan Process

Here’s how our investor financing process works:

  • Complete our simple DSCR Loan Qualifier
  • Provide basic information about the property
  • Review financing options based on rental income and property performance
  • Select the solution that best fits your investment goals
  • Close and put your capital to work

DSCR LOAN QUALIFIER

WHY A DSCR LOAN?

DSCR loans are one of the most popular financing options for real estate investors because they focus on the property’s cash flow rather than personal income documentation.

Benefits may include:

  • No Tax Returns Required
  • No Employment Verification Required
  • Qualification Based on Rental Income
  • Purchase or Refinance Investment Properties
  • Cash-Out Refinance Options Available
  • LLC Ownership Allowed
  • Expand Your Portfolio More Efficiently

Whether you’re a seasoned investor with multiple properties or purchasing your first rental, a DSCR loan may help you achieve your investment goals.

DSCR CASH-OUT REFINANCE

Unlock Equity From Your Investment Properties

Your rental property may be sitting on substantial untapped equity.

A DSCR cash-out refinance may allow you to:

  • Purchase Additional Rentals
  • Renovate Existing Properties
  • Build Cash Reserves
  • Consolidate Investor Debt
  • Improve Cash Flow
  • Expand Your Portfolio

Qualification is based primarily on rental income rather than personal income.

WHO IS A GOOD FIT FOR A DSCR LOAN?

DSCR financing is commonly used by:

  • Real Estate Investors
  • Self-Employed Borrowers
  • Retired Investors
  • LLC Property Owners
  • Short-Term Rental Investors
  • Long-Term Rental Property Owners
  • Investors Looking To Scale Their Portfolio

If your goal is to build wealth through real estate, a DSCR loan may be worth exploring.

Do I Qualify?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

I Want My FREE DSCR Loan Quote!

DSCR loan rates and terms can vary based on the property, rental income, loan amount, and other factors. Get your FREE customized DSCR loan quote below:

I Want My FREE DSCR Loan Quote!